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314.266.3834

Equipment Insurance in St. Louis, MO

Most businesses rely on common or specialized forms of equipment to complete work and create products. You cannot work if your equipment is not working, and equipment that operates poorly can affect the quality of your work. Equipment vital to your business success needs to be protected with insurance.

Consider whether or not your business could afford to replace stolen equipment or critical business machines damaged by fires, floods, and other weather emergencies, such as tornadoes. Without insurance, even simple events like a power surge or an employee error could cause major damage and imperil your business.

Equipment Insurance Features

Equipment insurance covers you when equipment breaks down. The insurance can cover the cost to repair or replace the equipment, as well as other costs involved in getting your business operational again. Your computers and electronics, for instance, are considered equipment and can be covered in the same policy.

Loss of business income should be part of a proper policy in case loss occurs due to equipment failure. Insurance can cover the cost to replace spoiled stock, or raw material that was ruined by an equipment malfunction. Equipment insurance or business interruption insurance can cover loss of income due to something as indirect as a website going down for an extended period, if you depend on the site for customer orders.

Call a Graves Insurance Group agent today to find out how we can help you make sure all your equipment is covered. We can show you how to keep your business running in the event of an equipment failure. Ultimately, we will help you stay in business when your equipment threatens to put you out of business.

Our Location

Graves Insurance Group

10097 Manchester Rd, STE 100
St. Louis, MO 63122
Main office: 314-266-3834
Fax: 314-394-2122

Office Hours:

Mon: 9:00 AM - 5:00 PM
Tues: 9:00 AM - 5:00 PM
Wed: 9:00 AM - 5:00 PM
Thurs: 9:00 AM - 5:00 PM
Fri: 9:00 AM - 5:00 PM
Sat: Closed
Sun: Closed

Our Providers

Testimonials

Bob and his team are such a pleasure to work with. They have taken great care of me, my family and my business needs and always with my best interest in mind.
- Christopher T., customer since 2009
Great service! Always available to answer questions.
- James S., customer since 2014
I know I have the best insurance option available and feel safe from a business standpoint knowing I'm covered.
- Steve B., customer since 2015
You and your staff kick ass. Whenever I have a request or question you guys knock it out of the park with responsiveness and timely response.
- Matthew G., customer since 2015
I mostly appreciate your responsiveness - when I call Graves Insurance, I get an answer along with a plan. Your commitment to service couldn't be more clear. In fact, just last week, I called on behalf of a FRIEND - it wasn't even for me - and your office manager gave me the information I needed. That's just awesome (thanks Amanda.) Also, Bob Graves is pro-active - more than once he has reached out to tell us about anticipated changes in the market and also provided some options to deal with it.
- James V., customer since 2009
Graves Insurance Group has always given us great service. We are been with Graves Insurance for five years for our auto and home insurance. Our premiums have been very fair and reasonable. We have had to make several claims in five years and we get the same level of great service. Thanks Bob and Team!
- Thomas N., customer since 2011
Bob and his team always deliver excellent customer service! Bob is very knowledgeable in the insurance industry. Thank you for all you do and making this one less thing I have to worry about!
- Elizabeth W., customer since 2011
You were personable, thorough, patient, and had follow through with your actions. I appreciate feeling like a new friend, rather than just a customer!
- Customer since 2016